Job Description
An excellent opportunity has become available for an experienced Underwriter to join a global financial services provider. This is a hybrid role, 2 days a week in their Rickmansworth office.
As the business' underwriter, you will be responsible for a range of duties such as:
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Handle dealer enquiries professionally via phone and email.
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Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
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Manage deferred applications by following up promptly and thoroughly.
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Assess referred finance proposals within delegated authority; escalate when needed.
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Interpret financial statements to make informed credit decisions.
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Investigate CIFAS alerts diligently and escalate potential fraud cases.
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Proactively flag operational issues and suggest practical solutions.
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Meet departmental KPIs and service standards.
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Collaborate across departments to support operational goals.
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Contribute flexibly to team tasks as required.
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Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
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Actively safeguard the business against fraud and financial risk.
To be considered for this role, you must have:
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Asset underwriting experience
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A keen eye for detail
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Strong communication skills
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A pro-active attitude
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The ability to work well in a team and independently
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Be a forward-thinking problem solver
The successful candidate will be rewarded with a competitive salary, excellent career progression and potential bonus.