Job title: Underwriter
Job type: Permanent
Emp type: Full-time
Industry: Motor Finance
Salary type: Annual
Salary: GBP £31,000.00
Location: Hertfordshire with remote working
Job published: 2025-06-19
Job ID: 33430
Contact name: Luke Warner
Contact email: lwarner@birchlakerecruitment.com

Job Description

An excellent opportunity has become available for an experienced Underwriter to join a global financial services provider. This is a hybrid role, 2 days a week in their Rickmansworth office.
 
As the business' underwriter, you will be responsible for a range of duties such as:
  • Handle dealer enquiries professionally via phone and email.
  • Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
  • Manage deferred applications by following up promptly and thoroughly.
  • Assess referred finance proposals within delegated authority; escalate when needed.
  • Interpret financial statements to make informed credit decisions.
  • Investigate CIFAS alerts diligently and escalate potential fraud cases.
  • Proactively flag operational issues and suggest practical solutions.
  • Meet departmental KPIs and service standards.
  • Collaborate across departments to support operational goals.
  • Contribute flexibly to team tasks as required.
  • Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
  • Actively safeguard the business against fraud and financial risk.
 
To be considered for this role, you must have:
  • Asset underwriting experience
  • A keen eye for detail
  • Strong communication skills
  • A pro-active attitude
  • The ability to work well in a team and independently
  • Be a forward-thinking problem solver
 
The successful candidate will be rewarded with a competitive salary, excellent career progression and potential bonus.